Terms of Service

Welcome to Chippy Bank! These Terms of Service ("Terms") govern your use of our application and services. By accessing or using Chippy Bank, you agree to be bound by these Terms. If you do not agree, please do not use our services.

• Acceptance of Terms

  By creating an account or using Chippy Bank, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you are a parent or guardian creating an account for a child, you represent that you have the authority to do so and agree to be responsible for all activities under that account.

• Eligibility

  Chippy Bank is designed for use by:

  • Parents or legal guardians who are at least 18 years old.
  • Children under the supervision of a parent or guardian who has created an account on their behalf.

  By using our services, you confirm that you meet these eligibility requirements.

• Account Registration

  To use Chippy Bank, you must:

  • Provide accurate, current, and complete information during registration.
  • Maintain the security of your account credentials and not share them with others.
  • Notify us immediately of any unauthorized use of your account.

  You are responsible for all activities that occur under your account.

• Use of Services

  Chippy Bank provides tools to help children learn about saving money and financial responsibility. You agree to:

  • Use the services only for lawful purposes and in accordance with these Terms.
  • Not use the services in any way that could damage, disable, or impair our systems.
  • Not attempt to gain unauthorized access to any part of the services.
  • Not use the services to transmit any harmful or malicious code.

• Parent and Child Accounts

  Parents or guardians have full control over child accounts, including:

  • Creating and managing child profiles.
  • Setting savings goals and managing money jars.
  • Monitoring child account activity.
  • Deleting child accounts at any time.

  Parents are responsible for supervising their child's use of Chippy Bank and ensuring appropriate usage.

• Intellectual Property

  All content, features, and functionality of Chippy Bank, including but not limited to text, graphics, logos, and software, are the exclusive property of Chippy Bank and are protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without our express written permission.

• Disclaimer of Warranties

  Chippy Bank is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that the services will be uninterrupted, secure, or error-free. You use the services at your own risk.

• Limitation of Liability

  To the fullest extent permitted by law, Chippy Bank shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the services, even if we have been advised of the possibility of such damages.

• Termination

  We reserve the right to suspend or terminate your account at any time, with or without notice, for any reason, including if we believe you have violated these Terms. You may also terminate your account at any time by contacting us at hello@chippybank.com.

• Changes to Terms

  We may update these Terms from time to time. We will notify you of significant changes by posting the updated Terms on this page with a new "Last updated" date. Your continued use of Chippy Bank after changes are posted constitutes your acceptance of the revised Terms.

• Governing Law

  These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Chippy Bank operates, without regard to its conflict of law provisions.

• Contact Us

  If you have any questions about these Terms of Service, please contact us:

  Email: hello@chippybank.com

By using Chippy Bank, you acknowledge that you have read and understood these Terms of Service and agree to be bound by them.